PMSYM

Pradhan Mantri Shram Yogi Maan-dhan (PM-SYM) hi sawrkar laipui pension scheme pawimawh tak a ni a, Ministry of Labour & Employment hmalakna niin Life Insurance Corporation of India leh CSC e-Governance Services India Limited (CSC SPV) nena tangkawpin an kalpui a. February Ni 15, 2019 atang khan kalpui tan niin vawiin hian Prime Minister in a hawng a ni. He pension scheme hian unorganised sector huamchhunga hnathawk zawng zawng (kuthnathawk hrang hrang leh nitin mahnia inhlawhchawp te – street vendors, construction workers, handloom workers, taxi drivers, etc) thla khata cheng 15,000 aia tam lo hlawh tana ruahman a ni a. India ramah hian unorganised sector hnuaiah mihring maktaduai 42 vel awm anga chhut a ni.

Introduction:

Sorkar laipui chuan unorganised workers te tan pension scheme Pradhan Mantiri Shram Yogi Maan-dhan (PM-SYM) a siam a, he pension scheme hi unorganised workers-te upat hun a hamthatna tur a tih a ni.

He Pension Scheme in a huam chinte chu - Hnathawktu mahni kut ke a eizawng, tam zawk chu in lama eizawnna kalpui, kawngpuia thil zuar, chaw chhum, mutia (head loader, leirawhchan siama eizawng, pheikhawk chhe siam, bawlhhlawh paihna a thil chhar, awmpui (domestic workers), puan su-a inhlawh, rickshaw khalh, ram lama hnathawka inhlawh, own account worker, lo leh huan siama ei zawng, in sak leh a kaihhnawih a eizawng, meizial ziala inhlawh, puantah a inhlawh, savun siamna kaihhnawiha eizawng, audio-visual lam hawia eizawngte leh a anpui dangte thla khata an hlawh Rs. 15,000/-(singkhat leh sanga) aia tam lo leh kum 18-40 inkarte tana he Scheme hi siam a ni. Amaherawhchu, National Pension Scheme (NPS), Employees State Insurance Corporation (ESIC), Employees’ Provident Fund Organization (EPFO) leh Income Tax pette chu a huam lo ang.

He scheme hi unorganised workers-ten anmahni duhthua an zawm (join) tur a ni a. A zawmtute (Subscribers) hian kum 60 an tlin atangin, a tlem berah pension thla tin Rs 3,000/-(Cheng sangthum) an la thei dawn a ni.

He pension scheme (PM-SYM) hnuaiah hian a sum-lu chanve (50%) hi scheme zawmtu (subscriber)-in a tum ang a, a chanve dang (50%) chu Central sawrkarin a tum dawn a ni.

He scheme hi central sawrkar hnuaia Ministry of Labour and Employment-in a enkawl a ni a; Life Insurance Corporation of India (LIC) hi pension 

fund manager min, he scheme hi LIC kaltlanga kalpui a ni.

PM-SYM nih phung/ nih dan (features) :

Voluntary (mahni duhthlanna) leh contributory (intum semna) pension scheme a ni a, he Scheme zawmtu subscriber chuan a hnuaia hamthatnate hi a dawng thei ang:

(i) Minimum Assured Pension: PM-SYM leh NPS Traders hnuaia subscriber tinte chuan, kum 60 an tlin hnuah, thla tin minimum assured pension Rs. 3,000/- (Cheng sangthum) an dawng ang.

(ii) Chhungkaw Pension: Subscriber a boral in a nupui/pasal chuan a pension a 50% chu chhungkaw pension in a dawng thei ang. Chhungkaw pension hi nupui/ pasal tan chauh a theih a ni.

(iii) Beneficiary pakhatin regular contribution a pek a, eng thil vang pawha kum 60 a tlin hmaa a boral chuan a nupui/pasal chuan a hnuah regular contribution a pek chhunzawm thei ang.

Subscriber-in a sum a thawh (contribute) dan tur:

Subscriber-te Bank Account/ Jan- Dhan account atangin a pawisa thawhtur hi ‘auto-debit’ (a mah ain cut) a thun ni ang. Subscriber chu PM-SYM Ieh NPS a zawm (joint) atanga kum 60 a tlin thlengin pawisa thawh tura siam remsa hi a thawh thin tur a ni. A hnuaiah hian an zawm atanga an kum inmilin thla tina an thawh tur chu tarlan a ni.

Sawrkar laipuiin a lo tum sem ve dan tur :

PM-SYM/NPS-te hi mahni duh thua sawrkar nen a 50:50 (zat leh zat) a intum sem tur a ni a. Kum bithliah a pawisa thawh tura a tuk zat chu scheme

zawmtu hian thla tin a thawh ang a, chumi a thawh ang zat chiah chu sorkar laipui hian a lo chhung lut ve zel bawk ang. Entirnan: Mi pakhatin kum 29 anihin he Scheme hi lo zawm ta sela, kum 60 anih thleng thla tin cheng 100 a thawh ang a, Sawrkar laipui pawhin cheng 100 tho hi thla tin a lo thawh ve ang.

PM-SYM inziahluh dan:

He Scheme a inziak turte chuan Mobile Phone, Bank Account leh Aadhar Number-te an neih a ngai a. Hetiang neite chuan Common Service Center (CSC e-Governance Services India Limited) CSC SPV hnai berah kalin PM-SYM/NPS Traders-ah hian self — certification basis-in an inziak lut thei ang.

Inziaklut turte tan hian PM-SYM web portal kaltlang emaw Mobile Phone application kal tlangin emaw self-certification basis a Aadhar number/Bank account/Jan Dhan Account number hmanga mahni a in ziah luh theih turin buatsaih thuai a ni ang.

Inziahluh theihna te :

Common Services Centre (CSC) zawng zawngah inziahluh theih a ni

a. Unorganised Worker-te chuan CSC hnai berah Aadhar Card & Saving Bank Account/Jan Dhan Account-te kengin an inziak lut thei ang. A vawikhatna/thla khatna atana an sum thawh tur hi a pawisa faiin an pe ang a, CSC hian receipt an lo pe ang.

Scheme tihtawp leh pawisa laklet :-

1. Subscriber (scheme zawmtu) chuan kum 10 a ral hmaa scheme a tihtawp duh chuan, a sum lo pek tawh zawng zawng chu pek let a ni ang a, bank a a pung awm nen pek a ni ang.

2. Kum 10 dah tling tawh a, super annuation pension (kum 60 a tlin) hma a scheme a tihtawp chuan, a sum lo pek tawh zawng zawng chu pek let a ni ang a, accumulated interest emaw saving bank interest rate emaw a tam zawk zawk pek a ni ang.

3. Subscriber-in a hunbi ah sum a pek luh zat zat a, engemaw avanga a lo boralin, a nupui/pasal chuan a duh chuan a huna pawisa pein he scheme

hi a chhunzawm thei ang a. A duh chuan titawpin a sum lo pek tawh zawng zawng chu pek let a ni ang. Accumulated interest emaw saving bank interest rate emaw a tam zawk zawk pek a ni ang.

4. Subscriber-in a hunbi a sum a pek luh zat zat, engemaw vanga ramtuileiloa a lo awm a, scheme a chhunzawm theih loh chuan a nupui/pasal chuan a duh chuan a huna pawisa pein he scheme hi chhumzawm thei ang. A duh chuan scheme titawpin, a sum lo pek tawh zawng zawng chu pek let a ni ang a, accumulated interest emaw savings bank interest rate emaw a tam zawk zawk pek a ni ang.

18002676888 (Customer Care)-ah biak theih niin  ShramYogi@nic.in-ah hriatchian theih a ni a. Ministry of Labour & Employment website- Labour Ministry-ah kimchang takin tarlan a ni bawk.

He Scheme ti tur hian eShram a tih hmasak a ngai.